Short-Term, Limited Duration Insurance
STLDI is a type of health insurance coverage originally designed to allow consumers to fill temporary gaps in coverage they might experience when transitioning from one health plan to another, for example, when changing jobs or relocating. Under the requirements applicable to individual health insurance coverage established under the Public Health Service Act (PHS Act), STLDI is not considered individual health insurance and is not subject to the market reforms and other requirements of the ACA.
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