Infographic: Health Insurance in Kansas 2024

Infographic, Health Insurance in Kansas 2024

Health insurance is considered essential for accessing high-quality health care and protecting individuals and families from high medical costs. Throughout the year, the Kansas Health Institute provides detailed data on insurance coverage in Kansas to inform state and national discussions about health coverage options.

This infographic provides a high-level overview of insurance coverage for nearly 3 million Kansans in 2024, the most recent year for which numbers are available. Numbers are rounded and approximate.

Private insurance covered about 1.8 million Kansans, including:

  • 1.6 million with employment-based coverage
  • 64,000 with military or TRICARE insurance
  • 186,000 with directly purchased insurance, including about 168,000 who paid at least the first month’s premium for coverage purchased through the Affordable Care Act (ACA) marketplace

Public insurance covered about 870,000 Kansans, including:

  • 314,000 enrolled in Medicaid or the Children’s Health Insurance Program (CHIP) (but not Medicare)
  • 77,000 enrolled in both Medicare and Medicaid
  • 473,000 enrolled in Medicare (but not Medicaid)
  • 6,500 receiving care through the Veterans Affairs (VA) health system

Nearly 250,000 Kansans were uninsured, including:

  • 195,000 nonelderly adults
  • 51,000 children

In this infographic, Medicare enrollment includes beneficiaries enrolled in Original Medicare (also known as Traditional Medicare) or Medicare Advantage (also known as Part C). According to monthly enrollment data from the Centers for Medicare and Medicaid Services, about 196,000 Kansas Medicare beneficiaries were enrolled in Medicare Advantage plans as of December 2024. Medicare Advantage plans are Medicare-approved plans offered by private insurers as an alternative to Original Medicare. There are different types of Medicare Advantage plans, such as health maintenance organization (HMO), HMO point-of-service, preferred provider organization (local and regional), private fee-for-service, special needs and medical savings account plans.

This latest data reflect the end of Kansas’ Medicaid unwinding period, which concluded in May 2024. During the COVID-19 public health emergency, federal and state policies expanded access to health insurance coverage by allowing Medicaid and CHIP enrollees to maintain their coverage without eligibility redetermination. That continuous enrollment ended on March 31, 2023. As part of the unwinding process, states were required to restart the redetermination process. Kansas restarted eligibility reviews in April 2023 and completed the process by May 31, 2024. Some Kansans who lost coverage during the unwinding process were still enrolled in Medicaid or CHIP in the American Community Survey data used here, meaning the full effects of unwinding may not be fully captured.

Coverage in 2024 was also affected by enhanced eligibility for marketplace subsidies. Subsidies initially expanded under the American Rescue Plan Act of 2021 and extended through 2025 by the Inflation Reduction Act of 2022 remained available, including for some households with income above 400 percent of the federal poverty level (FPL) that previously had been ineligible for subsidies.

In 2024, about two-thirds of uninsured Kansans —168,000 or 67.4 percent — had household income that may have qualified them for marketplace subsidies. Of those, 131,000 (77.9 percent) Kansans may have qualified for subsidies under the original terms of the ACA and 37,000 (22.1 percent) may have qualified under the IRA.

As of January 2026, Kansas is one of 10 states that have not expanded Medicaid eligibility to adults with household income up to 138 percent FPL, as allowed under the ACA. In 2024, Medicaid expansion would have covered individuals with annual household income up to $20,783 and adults in a four-person family with annual household income up to $43,056. If the state had expanded its program in 2024, 63,000 uninsured Kansas adults would have become newly eligible for Medicaid coverage.

An additional 36,000 uninsured Kansas adults and children were likely already eligible for Medicaid or CHIP in 2024 but were not enrolled.

Notes:

About the data: This infographic uses the latest-available data, which come from the 2024 American Community Survey Public Use Microdata Sample from the U.S. Census Bureau and the Early 2025 and Full Year 2024 Average Effectuated Enrollment Snapshot Report from the Centers for Medicare and Medicaid Services. The Kansas population presented is the non-institutionalized population in Kansas, which excludes those in settings such as correctional facilities, nursing homes and psychiatric hospitals. Research has consistently shown that health insurance coverage surveys, including the American Community Survey (ACS), tend to underestimate the number of individuals enrolled in Medicaid. It is important to keep in mind that the ACS estimate of Medicaid enrollees may be lower than the number of Medicaid enrollees reported in state administrative data. Estimates of the number of Kansans eligible for Medicaid or qualifying for marketplace plans and subsidies are based on the Census Bureau definition of household units, which consist of all individuals currently residing in the sampled household, regardless of how members of the household are related. Actual experience may differ, as eligibility determinations for Medicaid and the health insurance marketplace include other considerations. In 2024, 171,000 individuals in Kansas selected a plan through the Health Insurance Marketplace; however, the effectuated enrollment was approximately 168,000. Effectuated enrollment represents the number of enrollees who paid their first monthly premium and had active marketplace coverage, excluding individuals who selected a plan but did not finalize coverage.

Acronyms for Medicare Advantage Plans:

  • HMO = health maintenance organization
  • HMOPOS = health maintenance organization point-of-service
  • MSA = medical savings account
  • PFFS = private fee-for-service
  • PPO = preferred provider organization
  • SNP = special needs plans

This Infographic is part of our Annual Insurance Update series.

About Kansas Health Institute

The Kansas Health Institute supports effective policymaking through nonpartisan research, education and engagement. KHI believes evidence-based information, objective analysis and civil dialogue enable policy leaders to be champions for a healthier Kansas. Established in 1995 with a multiyear grant from the Kansas Health Foundation, KHI is a nonprofit, nonpartisan educational organization based in Topeka.

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